HSBC Credit Risk Fund - Regular Annual IDCW
Fund House: HSBC Mutual Fund
Category: Debt: Credit Risk
Status: Open Ended Schemes
Launch Date: 01-01-2013
Minimum Investment: 5000.0
Asset Class:
Minimum Topup: 1000.0
Benchmark: NIFTY Credit Risk Bond Index B-II
Total Assets: 583.59 As on (29-08-2025)
Expense Ratio: 1.64% As on (31-08-2025)
Turn over: 81.00% | Exit Load: Units redeemed or switched out are upto 10% of the units purchased or switched in (“the limit”) within 1 year from the date of allotment – Nil. Units redeemed or switched out are over and above the limit within 1 year from the date of allotment – 1%. Units redeemed or switched on or after 1 year from the date of allotment –Nil.
NAV as on 07-10-2025
12.978
0.0038
CAGR Since Inception
4.1%
NIFTY Credit Risk Bond Index B-II 7.4%
PERFORMANCE
| Scheme Performance (%) | 1-Year Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|
| HSBC Credit Risk Fund - Regular Annual IDCW | 19.76 | 8.72 | 7.03 | 3.79 | 4.1 |
| Benchmark | - | - | - | - | - |
| Debt: Credit Risk | 10.82 | 8.76 | 9.23 | 6.46 | 6.79 |
Funds Manager
Shriram Ramanathan
RETURNS CALCULATORS for HSBC Credit Risk Fund - Regular Annual IDCW
Growth of 10000 In SIP (Fund vs Benchmark)
Amount
Period
Start
End
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Amount
Start
PORTFOLIO ANALYSIS of HSBC Credit Risk Fund - Regular Annual IDCW
Portfolio Holdings
Sector Allocation
PEER COMPARISION of HSBC Credit Risk Fund - Regular Annual IDCW
| Scheme Name | Inception Date | 1 Year Rtn (%) | 2 Year Rtn (%) | 3 Year Rtn (%) | 5 Year Rtn (%) | 10 Year Rtn (%) |
|---|---|---|---|---|---|---|
| HSBC Credit Risk Fund Reg Annual IDCW | 01-01-2013 | 19.76 | 12.85 | 8.72 | 7.03 | 3.79 |
| DSP Credit Risk Reg Gr | 05-05-2003 | 21.92 | 18.9 | 14.88 | 11.13 | 7.92 |
| HSBC Credit Risk Fund Reg Gr | 01-01-2013 | 20.71 | 13.67 | 11.25 | 8.52 | 7.23 |
| ABSL Credit Risk Reg Gr | 05-04-2015 | 16.4 | 12.75 | 10.75 | 9.35 | 8.19 |
| Invesco India Credit Risk Reg Gr | 04-09-2014 | 9.48 | 9.27 | 9.44 | 6.58 | 5.8 |
| Nippon India Credit Risk Gr | 01-06-2005 | 9.35 | 8.76 | 8.42 | 8.73 | 6.07 |
| ICICI Pru Credit Risk Gr | 05-12-2010 | 9.21 | 9.17 | 8.39 | 7.44 | 7.83 |
| Kotak Credit Risk Gr | 01-05-2010 | 9.08 | 8.55 | 7.58 | 5.87 | 6.82 |
| Axis Credit Risk Reg Gr | 15-07-2014 | 8.92 | 8.49 | 7.95 | 6.87 | 6.81 |
| SBI Credit Risk Reg Gr | 01-07-2004 | 8.59 | 8.22 | 8.2 | 6.98 | 7.34 |
Asset Allocation (%)
Key Performance and Risk Statistics of HSBC Credit Risk Fund - Regular Annual IDCW
| Key Statistics | Volatility | Sharpe Ratio | Alpha | Beta | Yield to Maturity | Average Maturity |
|---|---|---|---|---|---|---|
| HSBC Credit Risk Fund - Regular Annual IDCW | 1.24 | 0.04 | 2.62 | 1.28 | 7.42 | 2.77 |
| Debt: Credit Risk | - | - | - | - | - | - |